Mobikin Assistant for iOS – How to transfer voice memos from iPhone to computer

We all know that iPhone is one of the best smartphones which you can get out there. The device comes with a lot of amazing features which you would rarely get in any other gadget or smartphone. Not only iPhone is known for the amazing features offered but also the beautiful looks. One of the best feature which I like about the iPhone is voice memos. Using voice memos you can easily create a memo by recording it or you can say voice memos in iPhone are the modern mini tape recorders.

Voice memos can be easily recorded and saved on your iPhone but if you are having a lot of voice memos present on your device then you might be running short on memory. Due to this you might not be able to store other important files on your iPhone. You should also create a backup of your voice memos or to be on a safer side transfer them on your computer because voice memos can be accidently deleted or even overwritten. All the voice memos you record are automatically synced with your iCloud account which is good but you won’t be able to listen to the recordings directly via the iCloud account. To overcome this issue and to keep your voice memos safe with you we suggest you to transfer voice memos from iPhone to computer. This will keep all the voice memos safe on your PC. Follow the step by step guide shared below which will help you to transfer voice memos from iPhone to computer.

How to transfer voice memos from iPhone to computer

In this tutorial we are going to use Mobikin assistant for iOS to transfer voice memos from iPhone to computer. This software is not only available for MAC but can also be used on Windows PC. You can transfer voice memos from iPhone 6, 5, 5S, 4 and 4S to your PC using this method. Follow the steps shared below in order to transfer voice memos from iPhone to computer.

  1. To start you have download first Mobikin Assistant for iOS. The download version of the software for MAC can be obtained from official site, however you can download the Windows version from official site.
  2. Now as installation is completed connect your iPhone 6, 5, 5S, 4 or 4S with your PC. You should able to see the device in the software screen. If you are not able to view it then you have to press the Refresh button and then you should see your device.
  3. On the left column you will see all the contents of your iPhone. One tab should say Voice memos. All the voice memos which are present on your iPhone will be under this tab.
  4. Click on the tab to view the voice memos.
  5. Now select the voice memos which you want to transfer. Once selected click on Export button on the top. This will transfer voice memos from iPhone to computer.

This is how you can easily transfer voice memos from iPhone to computer using Mobikin assistant for iOS.

How to build a great Child Modeling Portfolio

Your child is growing up, and you feel that she is ideal to get into modeling, and take up roles in soaps or movies. Guess what? You are not alone! There are many who think the same, but are at great disadvantage since they don’t put a lot of effort in building a great child modeling portfolio. To turn a good portfolio into a great one, you need to integrate things, and showcase their abilities in it.

In the News : How to update oneplus one to marshmallow. Read it here.

Let’s run over some of essentials in building a great child modeling portfolio.

Headshot Photo: In Plain English – A photograph from shoulders upward. For a kid of any age, this is one of the most important pieces in the portfolio; it should look very natural, giving modeling agencies a real sense of what your child’s natural attributes are. Don’t try to manipulate it by adding makeup, because that will most certainly get you an outright rejection. Natural lighting is ideal for this kind of photo, and make it a point to insist you kid to look right into the camera for a perfect shot. However, if your child is still a toddler, than you can just do away with the headshot photo.

Photo for proportions: It typically includes a full length photo, that extensively shows her posture and body proportions, exclusion can really put your child at disadvantage whereas adding too many photos indicating body proportions, say more than 12, will be counterproductive as well, and experts recommend anywhere from 6-12 such photos in the portfolio.

Resume: This should be pretty detailed covering past experience, education, trainings and certifications (if any). It helps modeling agencies to promote your child’s profile among the perspective clients. This information should be updated every quarter (six months at the most). However say if you child doesn’t have a resume, a short 3-5 liner cover letter can also do, ensure that these lines resonates with the requirements of clients, which may vary with events. This is again something that you can do away with, if your kid is a toddler.

Physical Details: There is nothing graver than omitting these details from a child’s portfolio; it should have comprehensive details including height, weight, shoe size and other body measurements. Unlike adults, kids grow in every aspect, so the details should also be updated more frequently. If your child has any particular physical characteristic or any birthmark especially at the visible part of the body, then include that as well, just to make it easier for agencies to get access to as much information as possible.

Integrating it all: Collect it all, and display it in a quality package. Be careful about arranging the photographs; UrbanClap make it exactly as per the requirement of a particular client. Make sure that you put it together in such a way that it leaves lasting impression on the ad agency and client, so that the odds of your child getting selected for a role are much higher than others.

If you are looking for a headstart in this field, you would really want a professional that understands kids photography in detail, and a few questions on the same lines will certainly help you gauge their competence, if you really want a way round to find a quality kids photographer then you might want to explore UrbanClap app that has numerous professionals who can get the job done at very competitive prices, the app is available both for Apple and Android system. Keep these points in find and hire a wonderful profession to jumpstart your child’s modeling career.

 

How to find a good business chance from market

Getting involved in a bad business is something that no one would want to experience. Not because it can be incredibly costly and discouraging, but it adds up the startup headache that you have to deal with before getting on your feet as an entrepreneur. However, getting on your feet as an entrepreneur will need you to encounter such discouraging events, which are normal for business. Simply put- It is extremely tough to find good business opportunities, and any successful businessperson will tell you how it sounds or look. However, this is not to say that you cannot find a good business chance from the market. Here are ways that can help you on how to go about it.

Understand what makes a good business opportunity

First, it is important to understand what makes a good business opportunity. Recognizing a good opportunity is always the first step to finding it. The best way to go about it is to be on the lookout. Start by reading examples and having an idea of what to look for and where the successful opportunity is available. However, business opportunities are always there with you, but that does not mean all will be guaranteed success. It is always right there in the party you are holding, in your garden, the annoyance you are always dealing with and at the back of your mind. The truth is that you do not need to be a mastermind in order to spot these ideas. All you need is to identify a project and provide lasting solutions to those problems.

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Use your experience to solve other people’s problems

For instance, you are having problems with hosting your children’s parties, especially when it comes to supervision. You are thinking of holding the party in the water park, but it is not an option since it is expensive and tedious to you as a parent. A solution to this problem could be a breakthrough to your desire of finding a business chance from the market. So, you think of buying an inflatable water park that can be used in your home. Then you ask yourself what you will do with this inflatable water park after the party is over. This type of question normal and challenging, but if you properly think over it, you will realize that you can start a rental business. This way you would have solved your problem while at the same time use your experience to solve other people’s problems, thus earning an extra coin. The best thing about inflatable toys and structures are made from commercial grade materials hence durable. You can get one from Tobbox who are well known for producing products of high quality.

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The best way of finding good business chances is by spotting problems around you and providing solutions and the profits will be all yours. However, you need to investigate careful any business opportunity that you think you have spotted. Make sure your hobbies, interests and skills back your business chance. Many businesses started as a coy with the intention of solving local problems a testament to that fact that most ideas are derivative.

 

Telecom Minister Says Committed to Non-Discriminatory Access to Internet

The government on Friday reiterated its commitment to provide non-discriminatory access to Internet for all in the country and stick to the ‘fundamental principles’ of net neutrality.”Government is committed to the fundamental principles and concept of Net neutrality and strives for non-discriminatory access to Internet for all citizens of the country,” Telecom Minister Ravi Shankar Prasad said in a written statement to the Rajya Sabha.Net neutrality implies that equal treatment be accorded to all Internet traffic and no priority be given to an entity or company based on payment to content or service providers such as telecom companies, which is seen as discriminatory.

The neutrality debate flared up in India after telecom operator Airtel launched a platform, Airtel Zero, that would allow free access of some websites on its network. However, the companies were asked to pay Airtel for joining the platform.

The debate recently again picked up steam following a report released by the Department of Telecom panel. The panel report earned sharp criticism from large section in the country as it proposed regulation of domestic calls made using Internet-based calling or VoIP applications such as Skype, Whatsapp and Viber, and put them on par with phone call services offered by telecom operators.

At present, consumers can make a minute VoIP calls at almost negligible price compared to traditional calls. The panel also opposed projects like Facebook’sInternet.org, which allows access to certain websites without mobile data charges, while suggesting that similar plans such as Airtel Zero be allowed with prior clearance from Trai.

“Government has constituted a committee, which has submitted its report to the DoT. The report has been uploaded on website of DoT and MyGov portal on July 16, 2015 for comments and suggestions. The Committee report is not the government report which is yet to take a decision,” Prasad said.

He further said the Telecom Regulatory Authority of India (Trai) is also engaged in consultation process covering the issues related to net neutrality, whose recommendations are awaited.

“Based on the committee report, comments and suggestions received and recommendations of Trai, government will take a considered decision on various aspects of net neutrality in the best interest of country,” Prasad said.

Can You Pass This 3 Question Test of Basic Money Smarts?

Young businessman touching "Earn Money" word cloud
Two money experts have quizzed people around the world to test their understanding of basic financial concepts like risk, compounding interest and inflation. The results aren’t pretty. Americans don’t do well at all: Just a third could answer all three questions correctly, and that includes 44 percent of those with college degrees and 64 percent of people with post-graduate degrees.

Most People Struggle With This

Americans aren’t alone. People worldwide struggle with basic financial concepts: More than half who took the test missed at least one answer.

The test is the brainchild of two financial experts, professor Olivia S. Mitchell, who directs the Pension Research Council at the Wharton School of the University of Pennsylvania, and professor Annamaria Lusardi, academic director of George Washington University’s School of Business’ Global Financial Literacy Excellence Center.

You can test your knowledge with these questions. They’re included in a Wharton article, Three Questions with Implications for Your Financial Future. After taking the quiz, read further for the answers and how to reach them.

After that, you’ll see how your answers to this quiz predict your chances of being richer or poorer and where to find free personal finance education online.

Question 1

Suppose you had $100 in a savings account and the interest rate was 2 percent per year. After five years, how much do you think you would have in the account if you left the money to grow?

  • A) More than $102.
  • B) Exactly $102.
  • C) Less than $102.
  • D) Do not know/refuse to answer.

Question 2

Imagine that the interest rate on your savings account was 1 percent per year and inflation was 2 percent per year. After one year, how much would you be able to buy with the money in this account?

  • A) More than today.
  • B) Exactly the same.
  • C) Less than today.
  • D) Do not know/refuse to answer.

Question 3

Please tell me whether this statement is true or false: Buying a single company’s stock usually provides a safer return than a stock mutual fund.

Answer to Question 1: More than $102.

Here’s why: On savings of $100 a year at 2 percent interest, your money earns $2 a year (100 x .02) for five years: a total of $110.41.

Why is the total more than $110? The reason is compound interest, interest earned added to the account balance so that the interest also earns interest. As your account balance grows, each new interest payment is based on a larger amount. Compounding speeds up earnings.

Use this compound interest calculator at Investor.gov to see how compound interest works.

Answer to Question 2: Less than today.

Here’s why: Your interest rate on savings is 1 percent a year, or $1 a year on every on $100.

Inflation (rising prices) reduces the value of money. At the rate of 2 percent, inflation reduces the value of your $100 savings by $2.

So, you earn $1 (for every $100) in interest, but lose $2 to inflation, for a net loss of $1, giving you effectively less than your savings are worth today.

Answer to Question 3: False

For most investors, mutual funds are a better investment than stocks because, as Money Talks News founder Stacy Johnson says, “You can do perfectly well with a mutual fund, while at the same time lowering your risk and reducing your hassle.”

A mutual fund is a huge pool of investments. Stacy explains in Ask Stacy: How Do I Invest in the Stock Market?:

It could be a pool of stocks — a stock fund. It could be a pool of bonds — a bond fund. Or it could have both stocks and bonds — a balanced fund.

Mutual funds are superior for most investors because:

  • They spread the risk of stock investing by diversifying investments among many stocks with a variety of risk profiles.
  • The work of managing, researching, buying and selling stocks is done by professional managers, not by you.
  • Mutual funds do the record-keeping you’ll need for taxes for you.

Wake-Up Call

Mitchell and Lusardi’s little quiz can serve as a wake-up call to alert you to the need to learn more about money basics. Concepts like risk, inflation and compounding go beyond basic arithmetic, and few of us were exposed to them in school. They matter because of two trends: the loss of private pensions and the explosion of financial products, both of which require everyday consumers to make sophisticated choices about complex loans, credit cards and investments.

Fortunately, these subjects aren’t difficult to understand, and there are excellent free resources for learning.

Financial Ignorance Cripples

Financial ignorance is a crippling handicap. It makes people buy high and sell low, make poor investments, mismanage budgets, overspend and become trapped in unmanageable debt.

If the growing wealth gap between rich and poor has you worried, consider this: Lusardi and her colleagues find that a third of wealth inequality is because of the financial-knowledge gap separating the well-to-do from those with less money. “[M]ore knowledgeable individuals invest in more sophisticated assets, suggesting that they can expect to earn higher returns on their retirement savings accounts,” the Wharton article says.

Money savvy consumers:

  • Take on less credit card debt.
  • Pay off balances each month.
  • Refinance their mortgage at the best moment.
  • Avoid high-cost debts like payday loans.
  • Plan for retirement.

Get Educated, Free

Here are several sources for free personal-finance education:

  • Money Talks News. Learn money savvy on subjects like Credit & Debt,Retirement, Taxes, Investing, Insurance and subscribe to daily newsletterswith articles like:
    • Does Money Lingo Make Your Head Spin? Here’s What It Really Means.
    • Ask Stacy: How Do I Invest in a Mutual Fund?
    • How to Talk Money With Your Spouse.
    • 8 Secrets to Building a Budget You Can Live With.
  • The National Endowment for Financial Education’s Smart About Money. The nonprofit explains how to save, invest, pay off debt and borrow safely.

Best Smart watches to buy in 2015

In the modern era of digital technology, the smart watches are touted to be the most fascinating invention in the recent times. These watches have not only gained immense popularity among the consumers around the world but also they have been a revelation of sorts. These watches apart from showing time serve a lot of other purposes as they are loaded with a plethora of features. In the purview of the growing popularity of these devices, almost all the major tech companies have launched their line of smart watches. Companies like Apple, Motorola, Samsung, LG, Asus, Sony, Xiaomi amongst others are involved in an intense competition to provide the best smart watches to suit the customer needs. Today, as customers, you have myriad of options to choose from, but some watches are better than the others, below is the list of top 3 smart watches to buy in 2015

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Apple iWatch

When it is Apple product, you can pretty much be sure that it would be top-notch quality. Apple, known for its supreme technology and innovation packs in the most advanced features. As synonymous with Apple products, the iWatch sports a sleek and attractive design. It is compatible with all iPhones, you can sync the watch with your iPhone and access all your phone features. It supports siri, Apple Pay and even features a heart rate monitor that helps you keep track of your fitness goals. It runs more than 3500 apps and is rated as the most rounded wearable device so far by the New York Times and the Mint. If you are looking to get your hands on this wonderful smartwatch, it is best advised to order it online. You can buy from trusted website like Paytm but make sure that you check for paytm cashback offers first, this would help you get significant amount of savings on your purchase.

Motorola Moto 360

Motorola is among first few companies that quickly pounced on the opportunity to capture the smart watch market with its amazing Moto 360. The watch features a 1.56 inch screen and also boasts of a Corning Gorilla Glass 3 that keeps it safe from scratches and smudges. The 512 MB RAM and OMAP 3 processing unit provides a seamless multitasking experience to the users. The 4GB internal memory provides you decent storage space. The powerful 320 mAh battery keeps your watch up and running for one full day with mixed usage. The best thing is that it also supports wireless charging.

Samsung Galaxy Gear 2 Neo

It is hard to keep Samsung out of the best wearable device list. This supremely good looking smart watch comes with a 1.63 inch super AMOLED display screen. It comes pre-loaded with a variety of features including gyroscope, Bluetooth heart rate sensor, accelerometer, standalone music player and many more. The most interesting thing about this amazing device, however, is its voice command feature that helps you accomplish your entire tasks with just voice command. It can answer calls, send text, schedule appointments, and locate the nearest restaurant by simply saying it.